New Jersey Workers’ Compensation Calculator 2026
Estimate weekly temporary total disability at 70% of average weekly wage using the statutory minimum and maximum for the accident year.
Estimate New Jersey temporary total disability
New Jersey TTD formula
For an eligible worker who is unable to work and remains under active authorized medical care, temporary total disability is 70% of average weekly wage. The result cannot exceed 75% of the statewide average weekly wage or fall below 20% of that statewide figure. NJDOL publishes the resulting dollar limits annually.
| Accident year | Minimum | Maximum |
|---|---|---|
| 2026 | $320 | $1,199 |
| 2025 | $309 | $1,159 |
| 2024 | $302 | $1,131 |
Average weekly wage is not always the latest paycheck
Enter gross weekly wages from the employment in which the accident occurred. NJDOL’s worker FAQ states that an injury at a part-time job does not cause the full-time job’s wages to be added to that workers’ compensation rate. Variable schedules, overtime, incomplete weeks, concurrent work, in-kind remuneration, or a disputed wage record can require claim-specific calculation.
The worksheet assumes the AWW has already been accepted or reasonably estimated. It does not divide annual income automatically because doing so could conceal the wage period and employment actually used in the claim.
Seven-day threshold and retroactivity
A worker must be unable to work for seven days, including weekends and holidays, before temporary disability becomes eligible. The seven days need not be consecutive. Once the threshold is met, NJDOL says benefits are retroactive to the first day. Medical and permanent-disability benefits do not use this same lost-time threshold.
It cannot determine which days were medically disabled, whether the seven-day threshold is satisfied, or the beginning and ending dates accepted by the carrier or court.
Workers’ compensation is not New Jersey TDI
New Jersey Temporary Disability Insurance for non-work-related conditions uses a different program, percentage, wage base, and maximum. A work injury is ordinarily handled through workers’ compensation. If the carrier contests a workers’ compensation claim, TDI may sometimes pay while a formal WC petition is pending and protect a lien against a later award.
Is this a settlement calculator?
No. It models weekly workers’ compensation TTD only.
When does TTD usually end?
NJDOL explains that benefits generally end when the worker returns to work in some capacity or reaches maximum medical improvement. The specific authorized medical status controls.
Who selects the treating doctor?
The employer or carrier generally selects the authorized provider. Emergency treatment and an inappropriate refusal to provide necessary care can require different action.
Where is the full process explained?
Read the New Jersey Guide and New Jersey Benefits Chart.
Official sources
- NJDOL workers’ compensation rates and statistics.
- NJDOL injured-worker protections.
- NJDOL worker FAQs.
Page last reviewed: August 26, 2026. Verify the 2027 rate table for later accidents.