Florida Temporary Total Disability Calculator 2026

Florida’s standard TTD formula

Florida Statutes section 440.15(2)(a) generally sets temporary total disability at 66 2/3% of average weekly wage, subject to the minimum and maximum in section 440.12. For a 2026 accident, the maximum weekly compensation rate is $1,358. The general statutory minimum is $20; when AWW is below $20, compensation equals the full weekly wage.

Example

An AWW of $1,200 produces $800 before limits. Because $800 falls between the $20 minimum and the 2026 maximum, the estimated weekly TTD rate is $800.

How Florida calculates average weekly wage

Section 440.14 does not authorize one shortcut for every worker. If the employee worked substantially the whole of the 13 calendar weeks before the accident—excluding the accident week—the usual starting point is qualifying wages during those 13 weeks divided by 13. “Substantially the whole” means at least 75% of customary hours.

If that test is not met, wages of a similar employee may be used. Seasonal work, workers under 22 with an expected earnings increase, part-time work, concurrent employment, or a record that makes the usual methods unfair can require a different analysis. The 13-week entry mode is therefore a worksheet, not a conclusion that the method applies.

• Check the 13 calendar weeks immediately before the accident week.
• Confirm at least 75% of customary hours were worked.
• Review gross wages and other remuneration in the wage record.
• Identify concurrent employment and provide requested wage information.
• Ask which statutory method the carrier used if the AWW differs.

The specific 80% severe-injury rule

Section 440.15(2)(b) provides 80% of AWW for no more than six months after the accident for certain listed injuries: loss of an arm, leg, hand, or foot; paraplegia, paraparesis, quadriplegia, or quadriparesis; or loss of sight in both eyes. This enhanced rate is not subject to the section 440.12 minimum and maximum, but it is unavailable while permanent total disability benefits are payable and its weeks count toward the temporary-benefit maximum.

Select this mode only to model the arithmetic after confirming that the legal classification applies. A diagnosis, surgery, or serious injury outside the statutory list does not automatically qualify.

Waiting period and maximum duration

Florida generally does not pay disability compensation for the first seven days. If disability lasts more than 21 days, compensation may also be allowed for those first seven days. Standard TTD ends at maximum medical improvement or after the applicable temporary-benefit maximum; Florida currently limits combined temporary total and temporary partial benefits to 104 weeks. These timing questions are deliberately outside the weekly-rate calculator.

Maximum weekly rates by accident year

The maximum follows the accident year, not the year a check is issued. The enhanced 80% provision has different limit treatment.

Frequently asked questions